// Verification check for online credit application
function verifyText(){
        if (document.frmuser.FirstName.value==""){
        alert('You must enter your first name.');
        document.frmuser.FirstName.focus();		
        return false;
        }
        if (document.frmuser.LastName.value==""){
        alert('You must enter your last name.');
        document.frmuser.LastName.focus();
        return false;
        }
		if (document.frmuser.adx1.value==""){
        alert('You must enter your street address.');
        document.frmuser.adx1.focus();
        return false;
        }
        if (document.frmuser.city.value==""){
        alert('You must enter your city of residence.');
        document.frmuser.city.focus();
        return false;
        }
        if (document.frmuser.state.value==""){
        alert('You must enter your state of residence.');
        document.frmuser.state.focus();
        return false;
        }
        if (document.frmuser.zip.value==""){
        alert('You must enter your ZIP Code.');
        document.frmuser.zip.focus();
        return false;
        }
        if (document.frmuser.monthsAdx.value==""){
        alert('Please provide the total number of months you\n have lived at your current address.');
        document.frmuser.monthsAdx.focus();
        return false;
        }
        if (document.frmuser.hphone.value==""){
        alert('Please provide your home phone number in case we need contact you.');
        document.frmuser.hphone.focus();
        return false;
        }
        if (document.frmuser.email.value==""){
        alert('Please enter your email address.');
        document.frmuser.email.focus();
        return false;
        }
        if (document.frmuser.email.value.indexOf("@")==-1){
        alert('Please enter a CORRECT email address.\nMust have an "@" sign.');
        document.frmuser.email.focus();
        return false;
        }
        if (document.frmuser.email.value.indexOf(".")==-1){
        alert('Please enter a CORRECT email address.\nMust have "YourDomainName.com or .net, .org, etc".');
        document.frmuser.email.focus();
        return false;
        }
        if (document.frmuser.ssn.value==""){
        alert('Please provide your Social Security Number so we\n can properly check your credit.');
        document.frmuser.ssn.focus();
        return false;
        }
        if (document.frmuser.dob.value==""){
        alert('Please provide your Date of Birth.');
        document.frmuser.dob.focus();
        return false;
        }
        if (document.frmuser.employer.value==""){
        alert('Please provide the name of your employer.');
        document.frmuser.employer.focus();
        return false;
        }
        if (document.frmuser.title.value==""){
        alert('Please enter your position or title.');
        document.frmuser.title.focus();
        return false;
        }
        if (document.frmuser.wphone.value==""){
        alert('Please provide your work phone number.');
        document.frmuser.wphone.focus();
        return false;
        }
		if (document.frmuser.loe.value==""){
        alert('Please provide the total number of months you\n have worked at your current job.');
        document.frmuser.loe.focus();
        return false;
        }
        if (document.frmuser.mgi.value==""){
        alert('Please enter your Monthly work Income.');
        document.frmuser.mgi.focus();
        return false;
        }
		if (document.frmuser.othinc.value==""){
        alert('Please enter any other income that you might have.\n Enter "0" if none.');
        document.frmuser.othinc.focus();
        return false;
        }
		if (document.frmuser.rent.value==""){
        alert('Please enter your monthly rent or mortgage payment.\n Enter "0" if none.');
        document.frmuser.rent.focus();
        return false;
        }
		if (document.frmuser.salesguy.value==""){
		alert('Please choose a salesperson or INTERNET if none or unknown.');
        document.frmuser.salesguy.focus();
        return false;
        }
		if (document.frmuser.jc[1].checked)
			{
				if (document.frmuser.jt.value==""){
				alert('Select your relationship to the Co-Applicant.');
				document.frmuser.jt.focus();
				return false;
				}				
				if (document.frmuser.sFirstName.value==""){
       		 	alert('You must enter the Co-Applicants first name.');
        		document.frmuser.sFirstName.focus();		
        		return false;
       			 }
       			if (document.frmuser.sLastName.value==""){
        		alert('You must enter the Co-Applicants last name.');
        		document.frmuser.sLastName.focus();
        		return false;
        		}
        		if (document.frmuser.sadx1.value==""){
				alert('You must enter the Co-Applicants Street Address.');
				document.frmuser.sadx1.focus();
				return false;
				}
				if (document.frmuser.scity.value==""){
				alert('You must enter the Co-Applicants city of residence.');
				document.frmuser.scity.focus();
				return false;
				}
				if (document.frmuser.sstate.value==""){
        		alert('You must enter the Co-Applicants state of residence.');
       		 	document.frmuser.sstate.focus();
       			return false;
       			}
       			if (document.frmuser.szip.value==""){
        		alert('You must enter the Co-Applicants ZIP Code.');
        		document.frmuser.szip.focus();
        		return false;
        		}
        		if (document.frmuser.smonthsAdx.value==""){
        		alert('Please provide the total number of months the Co-Applicants\n have lived at the current address.');
        		document.frmuser.smonthsAdx.focus();
        		return false;
        		}
        		if (document.frmuser.shphone.value==""){
        		alert('Please provide the Co-Applicants home phone number in case we need contact them.');
        		document.frmuser.shphone.focus();
        		return false;
        		}
				if (document.frmuser.semail.value==""){
        		alert('Please enter the Co-Applicants email address if none type "NONE".');
        		document.frmuser.semail.focus();
        		return false;
        		}
       			if (document.frmuser.semail.value.indexOf("@")==-1 && document.frmuser.semail.value.toLowerCase()!="none"){
        		alert('Please enter a CORRECT email address.\nMust have an "@" sign.');
        		document.frmuser.semail.focus();
        		return false;
        		}
        		if (document.frmuser.semail.value.indexOf(".")==-1 && document.frmuser.semail.value.toLowerCase()!="none"){
        		alert('Please enter a CORRECT email address.\nMust have "YourDomainName.com or .net, .org, etc.');
        		document.frmuser.semail.focus();
        		return false;
        		}
        		if (document.frmuser.sssn.value==""){
        		alert('Please provide the Co-Applicants Social Security Number so we can properly check his/her credit.');
        		document.frmuser.sssn.focus();
        		return false;
        		}
        		if (document.frmuser.sdob.value==""){
        		alert('Please provide the Co-Applicants Date of Birth.');
        		document.frmuser.sdob.focus();
        		return false;
        		}
        		if (document.frmuser.semployer.value==""){
        		alert('Please provide the name of the Co-Applicants employer if none type "NONE".');
        		document.frmuser.semployer.focus();
        		return false;
        		}
        		if (document.frmuser.stitle.value=="" && document.frmuser.semployer.value.toLowerCase()!="none"){
        		alert('Please enter the Co-Applicants position or title.');
        		document.frmuser.stitle.focus();
        		return false;
        		}
        		if (document.frmuser.sloe.value=="" && document.frmuser.semployer.value.toLowerCase()!="none"){
        		alert('Please provide the total number of months the Co-Applicant has worked at his/her current job.');
        		document.frmuser.sloe.focus();
        		return false;
        		}
        		if (document.frmuser.smgi.value=="" && document.frmuser.semployer.value.toLowerCase()!="none"){
        		alert('Please enter the Co-Applicants Monthly Gross Income.');
        		document.frmuser.smgi.focus();
        		return false;
				}
				if (document.frmuser.sothinc.value==""){
				alert('Please enter any other income that the\nCo-Applicants might have. Enter "0" if none.');
        		document.frmuser.sothinc.focus();
        		return false;
        		}
			}
	}

function jointcheck()
	{
		if (document.frmuser.jc[0].checked)
		 {
		 	document.frmuser.jt.selectedIndex = 0;
			document.frmuser.jt.options[0].selected = true;
			document.frmuser.jt.disabled=true;
			document.frmuser.sFirstName.value="";
			document.frmuser.sFirstName.disabled=true;
			document.frmuser.sLastName.value="";
		 	document.frmuser.sLastName.disabled=true;
			document.frmuser.semail.value="";
			document.frmuser.semail.disabled=true;
			document.frmuser.sssn.value="";
			document.frmuser.sssn.disabled=true;
			document.frmuser.sdob.value="";
			document.frmuser.sdob.disabled=true;
			document.frmuser.semployer.value="";
			document.frmuser.semployer.disabled=true;
			document.frmuser.stitle.value="";
			document.frmuser.stitle.disabled=true;
			document.frmuser.swphone.value="";
			document.frmuser.swphone.disabled=true;
			document.frmuser.sloe.value="";
			document.frmuser.sloe.disabled=true;
			document.frmuser.smgi.value="";
			document.frmuser.smgi.disabled=true;
			document.frmuser.sothinc.value="";
			document.frmuser.sothinc.disabled=true;
			document.frmuser.adxs.checked=false;
			document.frmuser.adxs.disabled=true;
			document.frmuser.sadx1.value="";
			document.frmuser.sadx1.disabled=true;
			document.frmuser.sadx2.value="";
			document.frmuser.sadx2.disabled=true;
			document.frmuser.scity.value="";
			document.frmuser.scity.disabled=true;
			document.frmuser.sstate.value="";
			document.frmuser.sstate.disabled=true;
			document.frmuser.szip.value="";
			document.frmuser.szip.disabled=true;
			document.frmuser.smonthsAdx.value="";
			document.frmuser.smonthsAdx.disabled=true;
			document.frmuser.srent.value="";
			document.frmuser.srent.disabled=true;
			document.frmuser.shphone.value="";
			document.frmuser.shphone.disabled=true;
		 }
		if (document.frmuser.jc[1].checked)
	     {
		 	document.frmuser.jt.disabled=false;
			document.frmuser.sFirstName.disabled=false;
		 	document.frmuser.sLastName.disabled=false;
			document.frmuser.semail.disabled=false;
			document.frmuser.sssn.disabled=false;
			document.frmuser.sdob.disabled=false;
			document.frmuser.semployer.disabled=false;
			document.frmuser.stitle.disabled=false;
			document.frmuser.swphone.disabled=false;
			document.frmuser.sloe.disabled=false;
			document.frmuser.smgi.disabled=false;
			document.frmuser.sothinc.disabled=false;
			document.frmuser.jt.focus();
			
		 }
}
function relation()
	{
		document.frmuser.adxs.disabled=false;
		document.frmuser.sadx1.disabled=false;
		document.frmuser.sadx2.disabled=false;
		document.frmuser.scity.disabled=false;
		document.frmuser.sstate.disabled=false;
		document.frmuser.szip.disabled=false;
		document.frmuser.smonthsAdx.disabled=false;
		document.frmuser.srent.disabled=false;
		document.frmuser.shphone.disabled=false;
		if (document.frmuser.jt.selectedIndex==1){
			document.frmuser.adxs.checked=true;
			sameadx();
			}
		if (document.frmuser.jt.selectedIndex==2 || document.frmuser.jt.selectedIndex==3 ){
			document.frmuser.adxs.checked=false;
			document.frmuser.sadx1.value="";
			document.frmuser.sadx2.value="";
			document.frmuser.scity.value="";
			document.frmuser.sstate.value="";
			document.frmuser.sstate.selectedIndex = 0;
			document.frmuser.sstate.options[0].selected = true;
			document.frmuser.szip.value="";
			document.frmuser.smonthsAdx.value="";
			document.frmuser.shphone.value="";
			document.frmuser.srent.value="";}
	}
function sameadx()
	{
		if (document.frmuser.adxs.checked==true)
			{
				
				document.frmuser.sadx1.value=document.frmuser.adx1.value;
				document.frmuser.sadx2.value=document.frmuser.adx2.value;
				document.frmuser.scity.value=document.frmuser.city.value;
				document.frmuser.sstate.value=document.frmuser.state.value;
				document.frmuser.szip.value=document.frmuser.zip.value;
				document.frmuser.smonthsAdx.value=document.frmuser.monthsAdx.value;
				document.frmuser.shphone.value=document.frmuser.hphone.value;
			}
		if (document.frmuser.adxs.checked==false && (document.frmuser.jt.selectedIndex!=2 && document.frmuser.jt.selectedIndex!=3 ))
			{
				document.frmuser.sadx1.value="";
				document.frmuser.sadx2.value="";
				document.frmuser.scity.value="";
				document.frmuser.sstate.value="";
				document.frmuser.sstate.selectedIndex = 0;
				document.frmuser.sstate.options[0].selected = true;
				document.frmuser.szip.value="";
				document.frmuser.smonthsAdx.value="";
				document.frmuser.shphone.value="";
				document.frmuser.srent.value="";
			}
	}